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Why do AI projects in finance fail to deliver ROI? Despite the billions poured into artificial intelligence, nearly 40% of financial services CIOs admit their AI initiatives failed to achieve positive ROI in the last year. Why is this happening? It’s not about the technology itself—it’s about strategy. Success hinges on aligning AI with business goals, leveraging high-quality data, and focusing on the right use cases.
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An AI virtual assistant is an option chosen in banks more frequently. It is so, due to the fact that using generative AI in customer support helps banks reduce their operational costs, improve response times, and personalize customer experiences. Let’s look into this in more detail.

The optichannel approach in banking refers to choosing the most optimal channel (hence the name) for the particular client. It gained utmost importance with new generations entering the financial world. Take, for instance, the survey conducted by Insider Intelligence [1], showcasing that mobile banking is most commonly utilized by Millennials and Gen Z while less used by Baby Boomers or Gen X. In this article, we shall delve into the role of optichannel banking – we invite you to read on!

AI has become a valuable ally in the world of banking. It is widely used for data analytics due to its supreme data processing capabilities. Yet, it’s not the only function of artificial intelligence in financial institutions. Customer service teams also benefit from AI, improving the speed and accuracy of their responses and enhancing customer experience. This is why, in this article, we shall look at what the future holds for artificial intelligence in banks and their customer service departments – we invite you to read on!

Exciting news is buzzing in the financial technology realm as Ailleron gears up for an unmissable event – Finovate Europe 2024 in London! We're thrilled to announce our participation in this prestigious gathering set to take place in the heart of innovation, and we're extending a warm invitation for you to join us.

One of the challenges that organizations worldwide face is a very dynamic growth and complexity. It's a recurring rule that we can observe in business processes and products - as they grow, operational and structural complexity increases, sometimes even multiplies. These business structures can operate in various industries, and geographic areas, and offer different products or services.

Exciting year-end news: Ailleron LiveBank initiates collaboration with Santander Leasing SA. As an Ailleron Group we have signed a strategic agreement to implement our advanced LiveBank system in a cloud-based model. This new initiative brings a revolution in digital interactions for Santander Leasing customers.